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漂流瓶终于彻底拜拜 微信7.0.4新版体验
微信漂流瓶被玩坏了 聊聊漂流瓶里那些事
微信关闭漂流瓶 它曾经满足了我们对世界的好奇
微信暂停漂流瓶功能:对色情内容零容忍
[视频]惠普Chromebook x360 14 G1评测:搭载Chrome OS的商务变形本
特斯拉:北京客户可三年免息融资购车并免费租赁车牌
借贷宝:停止催收百名裸条女大学生 未满23岁将不得借贷
京东白条多地频现盗刷 消费者遭催收公司“逼债”
借款野蛮催收行为将被规范 真是几家欢喜几家愁
为规范网贷催收 上海互金协会发行业倡议书
腾讯解释为什么微信没有夜间模式 真相你相信吗?
一张发行8年的微信唱片:只收录了4首歌曲


合力贷CEO刘丰:互联网金融很难成为纯信息中介

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编辑: 1   作者: 网易   时间: 2016/01/17 13:07:21  

1月17日,2016网易创业club周年庆典在北京清华科技园举行。合力贷CEO刘丰指出,合力贷2012年成立,相对来说我们对金融比较谨慎。互联网金融定位为信息中介,而不是信用中介,但是从我们来看,在中国目前的环境下,纯“信息中介”是比较难的。

同时他指出,从供给端和需求端来讲,互联网金融都有巨大的需求,市场决定了,互联网金融是很有未来和希望的。

从需求端来讲。中国有6000多万企业,全中国所有银行服务过的企业是300万,这意味着95%的企业都是没有使用过银行服务的。在贷款端,我们的供给严重不足。

从供给端来讲。股市新年一开始,两三天就熔断了,老百姓损失巨大。在国外,股市是机构和机构博弈,在国内是小散和机构博弈,研究数字没用。中国的股市,企业很少分红。赚钱的是大机构,他赚钱谁给钱?大家想一想。中国的老百姓,不要想着在股市中怎样,是玩不过这些机构的。信托,起步几十万,连参与游戏的资格都没有。最后钱乖乖回到银行。今天早晨我看到消息,有机构计算,以前的万元户,相当于现在的255万。这是什么概念?小老百姓的钱真没有渠道,这是非常扭曲的市场。

互联网金融,多多少少能够让这帮人有地方可以借到钱、有地方可以投,刚开始出问题正常,这个离钱很近的行业,没规矩的情况下,目前出来的问题还是比较少的。